Dog Insurance Policy Exclusions

#Coverage and Policies: Dog insurance policy exclusions

What is Not Covered by Dog Insurance Policies

• Unfortunately, pet insurance also comes with exclusions, restrictions, and conditions that are not covered.
• Pet insurance, for example, seldom covers pre-existing conditions, which are illnesses or conditions that your dog already had before you purchased the insurance.
• Certain breeds or conditions may also be excluded or have limited coverage due to their higher risk or prevalence.
• Injuries resulting from elective procedures, such as cosmetic surgeries or ear cropping, are often excluded from coverage.
• Additionally, some policies may not cover routine or preventative care, such as vaccinations, flea prevention, or spaying/neutering.
• It's important to carefully review the policy and understand the specific exclusions and limitations before purchasing dog insurance.
• Each insurance provider may have slightly different exclusions, so comparing policies and reading the fine print is essential.